NZ Owned & Operated | Ships from Christchurch | Overnight Delivery Available
💳 Zyvo Payment Policy
Last Updated: [08/01/2026]
At Zyvo, we offer a range of secure and flexible payment options to make shopping easy and convenient. All payments are processed in New Zealand Dollars (NZD) and are subject to verification checks to protect both our customers and our business.
Accepted Payment Methods
We currently accept the following payment options:
Online & Card Payments
POLi (Internet Banking) – no fees apply
Visa – no surcharge
Mastercard – no surcharge
American Express – available via PayPal (PayPal fees may apply)
PayPal – standard PayPal fees apply
Buy Now, Pay Later Options
Afterpay –Pay in 4 interest-free instalments
Zip – Flexible part-payment options
Laybuy – Pay in 6 interest-free instalments
GenoaPay – Buy now and pay over up to 10 weeks
Availability of Buy Now, Pay Later services is subject to provider approval and their individual terms and conditions.
Internet Banking / Direct Deposit
Internet Banking (Direct Deposit) is one of our preferred payment methods.
Important Information:
No verification fees apply
Bank details are provided at checkout
Payments usually appear overnight (excluding weekends and public holidays)
Payments made on Friday, Saturday, or Sunday may be processed on the next business day
Orders will be To ensure prompt processing, please use your Orders will be processed and dispatched only once funds have cleared in our account.
To ensure prompt processing, please use your order number and surname as the payment reference.
If payment is not received within 5 business days, the order may be cancelled and will need to be placed again.
Credit & Debit Card Transactions
All card payments are:
Processed immediately
Free of service or handling fee
Zyvo does not store or retain card details on its systems.
Secure Payment Processing
All online card payments are processed through secure, encrypted payment gateways that comply with New Zealand banking and data security standards.
Your payment details are protected using industry-standard encryption and are handled directly by our payment providers.
Order Verification & Security Checks
To help prevent fraud and protect customers:
All orders are subject to verification checks
Additional information or documentation may be requested in some cases
If verification cannot be completed, we may contact you for further details.
If you prefer not to provide verification documents, we recommend using Internet Banking / Direct Deposit.
These measures help ensure a safe shopping experience for everyone.
Laybuy Payments
Laybuy purchases are interest-free and allow you to pay over time.
Key Terms:
Minimum order value: $100
Instalment period: up to 6 weeks
No penalty for early repayment
If a Laybuy agreement is not completed within the specified timeframe, Zyvo reserves the right to cancel the order in accordance with Laybuy’s terms.
All Laybuy transactions are subject to Laybuy’s approval and conditions.
Ownership of Goods
All goods remain the property of Zyvo until full payment has been received and cleared.
Currency
All prices and transactions on zyvo.co.nz are processed in New Zealand Dollars (NZD).
Need Help?
If you have any questions about payments or need assistance completing your order, please contact us:
📧 Email: [email protected]"
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About ZYVO
Zyvo is a NZ-owned online store. All products are stocked locally, shipped from New Zealand, and backed by real warranty support.
Opening Hours
8.30am - 4.30 Pm Mon- Fri
CONTACTS US
Address: L1, 111 Fitzgerald Ave, Christchurch 8011, Christchurch, New Zealand
Phone: 020-440-1000
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